Qonto, BoursoBank, Revolut, N26, Shine, Lydia/Sumeria… Neobanks and online banks have become employers in their own right in the financial sector. They hire varied profiles, in a culture often closer to tech than to traditional banking. Here is how to find your way, which jobs are hiring, which profiles are sought and how to adapt your application.
The sector and its players
Two families are generally distinguished:
- Online banks backed by a banking group, such as BoursoBank (a Société Générale subsidiary since 2015), Hello bank! or Monabanq. They benefit from the strength and support functions of a large group while operating with a lighter organisation.
- Independent neobanks and fintechs, such as Qonto (aimed at businesses and freelancers), Revolut, N26 or Shine. They were built around a digital product and a start-up culture, with a banking licence or payment institution status depending on the case.
The differences show in daily life: a group-backed online bank offers more process and formality, while a growing neobank demands more autonomy and versatility. Neobank hiring pace depends heavily on funding rounds and growth cycles: check their careers pages regularly rather than relying on headcount figures that quickly go out of date.
⚠️ Keep in mind: the term "neobank" covers different regulatory realities. Before applying, check whether the company is a licensed bank or a payment institution: this affects compliance and risk roles, and therefore the profiles sought.
Jobs that are hiring
Finance and control
- Corporate finance and management control: budget, reporting, profitability tracking by product, investor relations for firms raising funds.
- Accounting and tax: closings, consolidation, regulatory compliance.
- Treasury and asset-liability management: liquidity, regulatory ratios.
Compliance and risk
This is the regulatory core of the sector and a major source of jobs:
- Anti-money laundering and counter-terrorist financing (AML-CFT) and know-your-customer (KYC);
- Credit risk, operational risk, fraud risk;
- Regulatory compliance: relations with supervisory authorities, regulatory watch.
Our article on switching into finance shows how to move from another field into these functions.
Product and data
- Product managers and product owners: designing payment, credit and savings features.
- Data analysts and data scientists: scoring, fraud detection, customer behaviour analysis.
- Developers and engineers: infrastructure, security, payment APIs.
Sales and customer relations
- Account managers and sales (mainly for business offers);
- Customer success and customer service: in online banking, the relationship runs through chat, phone and the app;
- Marketing and acquisition: growth, partnerships, communication.
Profiles and training sought
There is no standard profile, but a few constants:
- Business school, university or engineering school degrees, with a specialisation in finance, risk management or data.
- Experience in traditional banking, audit or consulting for control and compliance functions, highly valued for its methodological rigour.
- Solid technical skills: advanced Excel, SQL, data visualisation tools, even Python for analytical roles. Our article on SQL on a finance resume explains how to showcase them.
- English, often essential since many neobanks work in an international environment.
- Sought-after personal qualities: autonomy, results focus, fast learning, adaptability to products and organisations that change quickly.
Work-study programmes and internships are a frequent entry point, with real responsibilities given fairly early.
Pay and progression
Pay varies strongly with company size, maturity and role. A few general trends:
- Group-backed online banks offer scales close to those of classic banking, with profit-sharing, incentive schemes and collective benefits.
- Growing neobanks may complement a sometimes more modest base salary with shares or warrants, which are a bet on the company's future valuation: find out their terms (vesting period, caps) before counting them in your calculation.
- Progression is often fast in growing structures: a role can widen within months, but titles and scopes are less standardised than in a large bank.
To compare with the rest of the market, see our benchmarks on finance salaries. Contract and precise terms depend on each employer: read the offer carefully.
📊 Go deeper: mobility between neobanks and traditional banks works both ways. Our article on changing banks details the right timing to move from one to the other.
How to apply and stand out
Know the process
Neobanks often publish their hiring process. Qonto, for example, presents on its candidate journey 🔗 page (in French) six steps (HR interview, manager interview, practical case, chat with a future colleague, final interview, offer) and commits to replying within 48 hours at each stage. This transparency lets you prepare. Check the careers pages of the players you target to spot this information.
Prepare for the practical case
Many hires include a practical case: data analysis, building a small model, studying an indicator, answering a compliance scenario. Practise structuring your reasoning, explaining your assumptions and presenting clear conclusions.
Show product culture
Use the products you are targeting and form reasoned opinions: strengths, limits, ideas for improvement. A candidate who knows the product stands out immediately.
Cultivate your network
LinkedIn, fintech events, meetups, online communities: the sector is small and referrals count. Our guide on networking in finance will help you do it without awkwardness.
Adapting your resume to this sector
A resume for a neobank does not read quite like one for an investment bank:
- Favour clarity and impact. Short bullets with quantified results rather than a long task description.
- Highlight technical skills and tools (SQL, Excel, BI tools, knowledge of relevant regulations).
- Show your taste for digital products: personal projects, certifications, hackathon or entrepreneurial involvement.
- Value autonomy and initiative: projects led end to end, roles in associations or start-ups.
- Keep the form sober. One page for an early career, with a clear layout.
For a resume compatible with screening systems and easy to adapt to each employer, FinanceCV lets you focus on the content: the tool handles the layout and produces a clean, ATS-compatible document that recruiting software reads without difficulty. You will find the basics in our guide on writing a finance resume.
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